Completed Programmes

Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another, and it is always difficult to assess when, how and at what intensity the operational risk events occur. But the losses stemming from operational risks may erode the capital of a BFI with such a magnitude and intensity that the BFI may be left with no room for escaping from the impact, which could precipitate up to a situation of collapse. Thus, a clear understanding on operational risk and its control has been always a challenge to the management.  

The program will help in understanding:

· How a BFI can take business and AML/CFT together

· How a BFI can best expand business together with AML/CFT compliance

· How AML/CFT help expanding business

· How minimum resources and staffs can work on AML/CFT

· How a BFI can best implement newly amended but rigorous laws with limited resources

It is imperative for the banks to have a robust risk framework to manage all the risk associated with it and the management of credit risk begins at the origination itself. Managing the credit risk exposure within the framework of risk management (identification, measurement, monitoring and control) is of utmost importance for minimizing the losses arising out of the risks associated with credit.

Considering this, the course has been designed to provide the participants an understanding of Credit Risk Management at the Branch level.

Program Takeaways 
 
Theoretical, Legal and Practical for: 
 
 Understanding how a BFI can take business and AML/CFT together 
 Understanding how a BFI can best expand business together with AML/CFT compliance
 Understanding how AML/CFT help expanding business
 Understanding how minimum resources and staffs can work on AML/CFT
 Understanding how a BFI can best implement the newly amended but rigorous laws with limited resources
Loan is an asset to any financial institution. A bank normally maintains more than 60% of its loan portfolio under working capital. That is why it is very much necessary to ensure that a working capital loan does not become bad as it is normally not secured by other collateral security. These types of loans are secured by current assets and that are in the possession of the borrower themselves.
 
National Banking Insitute (NBI) is pleased to present a 12 hours Comprehensive Training on Environment, Climate & Social Risk Management (ECSRM) for Financial Instituitions supported by Internation Finance Corporation (IFC) and Environmental Resources Management (ERM), India.
 
Present is the digital age. Doing digital is the talk of the town. Banks, Financial Institutions, Corporates and whole eco-system is inching towards digital landscape day-by-day. Nepal Rastra Bank has issued license as Payment System Operator and Payment Service Provider for the cause. The human resources involved in those institutions need to be continually refreshed with latest updates over the related issues. 
 

Program Takeaways

Theoretical, Legal and Practical for:

· Understanding how a BFI can take business and AML/CFT together

· Understanding how a BFI can best expand business together with AML/CFT compliance

· Understanding how AML/CFT help expanding business

· Understanding how minimum resources and staffs can work on AML/CFT

It is imperative for the banks to have a robust risk framework to manage all the risk associated with it and the management of credit risk begins at the origination itself. Managing the credit risk exposure within the framework of risk management (identification, measurement, monitoring and control) is of utmost importance for minimizing the losses arising out of the risks associated with credit.

Considering this, the course has been designed to provide the participants an understanding of Credit Risk Management at the Branch level.

For financial institutions, better handling of different types of documents is essential. Technique to communicate with customer legally with good faith is always required in any institutions. Likewise signature verification is basic need for bankers whereas losses due to forged signature are in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged documents, cheques as well as currencies. The awareness towards it is essential for bankers.

Operational Risk Events (Internal Loss Data) Reporting is the oldest and the most common operational risk reporting system. NRB Risk Management Guidelines requires banks to systematically track and record all relevant operational risk data on individual loss events or near misses. Therefore, every bank should have a robust internal loss data reporting system.

Program Takeaways

Theoretical, Legal and Practical for:

· Understanding how a BFI can take business and AML/CFT together

· Understanding how a BFI can best expand business together with AML/CFT compliance

· Understanding how AML/CFT help expanding business

· Understanding how minimum resources and staffs can work on AML/CFT

With the rapid expansion of capacity and networks, Nepalese banks have been facing serious shortage of skilled manpower in all functional areas and more so in credit. As credit risk is by far the most dominant factor in bank failures, the importance of proper Credit Risk Management System in a bank can hardly be exaggerated. And, good credit risk management always begins with making good loans.

Banking is an integral part of international businesses, where Trade Finance is one of the most lucrative businesses to any bank. Trade finance includes various kinds of loans, advances and facilities required for imports and exports deals that are made on foreign trade, and involve foreign exchange transactions. Letters of credit (LC) are most often used in international trade, governed by the Uniform Customs and Practice for Documentary Credits (or UCP), the rules of the International Chamber of Commerce.

Bank and Financial Institutions have been giving extra focus in growing Retail/ Consumer Lending in the recent days as it contributes in diversifying the risks and enhancing the customer base. Due to comparatively low risk weight age on retail loans, exception a few products; retail loans have been enabling the BFIs to enhance more loans with the limited available capital, which has been further helping them to maximize profitability.

The Banking and Financial Institutions of Nepal have become a major sector influenced by increasing digitization and digital technologies. This has also been reflected by the Payment Systems Oversight Report of Nepal Rastra Bank, according to which, an average of over 3 million transactions are being carried out through Connect IPS each month. Similarly, 13.5 million mobile banking transactions, 13.3 million mobile wallet transactions, and 1.7 million QR-based payments are carried out on an average each month.
Present is the digital age. Doing digital is the talk of the town. Banks, Financial Institutions, Corporates and whole eco-system is inching towards digital landscape day-by-day. Nepal Rastra Bank has issued license as Payment System Operator and Payment Service Provider for the cause. The human resources involved in those institutions need to be continually refreshed with latest updates over the related issues.
 
The frequent appearance of financial scandals in the Banking and financial service industry has intensified attention on operational risk. Although the risk of fraud and external events has been in existence since the beginning of banking, the possibility that operational risk might arise has increased due to recent technological advances.
Forgery in documents which are used for any banking transactions may lead to greater economic loss. Hence personnel involved in such activities need to know the ways of forgery in documents like check, ID and different aspects of signature, fingerprint etc. Recent events show the vulnerabilities of bank employee in detecting such forgeries, especially detecting forged signature, ID and checks. Hence getting such knowledge regarding such aspects makes banking employee and bank more secure.
 
For financial institutions, better handling of different types of documents is essential. Technique to communicate with customer legally with good faith is always required in any institutions. Likewise signature verification is basic need for bankers whereas losses due to forged signature are in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged documents, cheques as well as currencies. The awareness towards it is essential for bankers.

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